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Orange County Mortgage and Home Loan prequalify first time buyers to buy real estate in:
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1st Time Buyers
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| Orange County Mortgage and Home Loan 1st Time Buyers
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HFA, Housing Finance Authority |
California offers the HFA-California Housing Finance Agency.
These loans use special bond issue funds to offer a lower interest
rate. Most HFA loans are offered as FHA, VA, or conventional
loans. The difference is an interest rate below the market rate.
Because the total amount of HFA funds may be limited, funds
may not always be available. Generally, MCC and other bond issue
programs cannot be combined with HFA programs. Orange County
Mortgage will help you find funds availability and will help
you by filling out an Information Request Form.
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| MCC, Mortgage credit certificate |
Another government assistance program offered is MCC. This
program offers a tax advantage instead of a lower interest rate.
MCC is very popular because the tax advantage often lowers total
housing expense more than the HFA program. MCC will also allow
the bower to choose the mortgage program they prefer. Because
funding for the MCC program in California is very limited, the
program may not be available when you purchase your home. Orange
County Home Loan will find out the amount of funds available
and fill out an Information Request Form for you.
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| No mortgage insurance loans |
MCC and HFA offer the advantage of as little as a 5% down
payment and will eliminate your mortgage insurance. This program
is fantastic for buyers with good credit that carry 5% of their
own funds for down payment, and is not restricted to first time
buyers. It is, however, excellent for first time homebuyers
who live in areas of high housing costs.
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| About Orange County Home Loan.com |
When it comes to buying a home and real estate in Orange County,
California, choosing a mortgage broker is a meaningful challenge.
Orange County Mortgage and Home Loan are eager to earn your
business for life! With years of expertise at your side and
thousands of satisfied orange county mortgage and orange county
real estate clients beside ours, it's a WIN - WIN!
Orange County Mortgage and Home Loan can lock in the best California Jumbo Loan available throughout the entire state. Orange County FHA home loans, VA mortgages, 2nd mortgages, refinance mortgage programs, orange county first time buyer low down payment mortgages, low interest rate mortgages in California and debt consolidation home loans are a few of YOUR options when you choose buy Orange County Real Estate for sale at the guidance of the best mortgage brokers in Orange County -- Orange County Mortgage and Home Loan!
CALL RIGHT NOW FOR A FREE QUOTE, ask for ChrisNielson
800 - 881 - 2348!
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